To do this, you will just take one of the cheques attached to the account you want your deposit to go into. Then, instead of filling out the cheque as you normally would, you write ‘VOID’ across it in pen or permanent marker. Just make sure that all of the numbers at the bottom of the cheque remain clear as this is the information needed to set up your payments. Voiding a check is as simple as writing “VOID” in large letters across the front of the check, but there are a few other things to keep in mind. Follow these three steps to get a properly voided check for setting up direct deposit or other automatic payments. With the rise of online banks, your checking account may not come with a supply of paper checks.
On a check, remember not to cover up the routing or bank account number at the bottom. These numbers are necessary for identifying your bank account to send or receive payments. If you’re here, you’re probably wondering how to write a void check. Take a physical check and get a black or blue pen — you’d want to use a pen so that the text can’t be erased.
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Conveniently make your loan payment with a debit card or electronic check! Remember, since you endorsed the check, anyone who gets access to the check can voided check deposit or cash it. You can take this check to a bank teller, to an ATM machine, or use mobile check deposit if your bank offers that functionality.
This way you will know where your money went, when, and for what purpose – all of which can help you stay on budget and spend wisely. If you already sent a check to someone, then it is not possible to void it. The recipient will be able to cash the check unless you immediately contact your bank and have them issue a stop payment on that check. Doing so will block the bank from honoring the check when the payee presents it.
What can someone do with a voided check?
Billers, such as utility companies, also accept payments by e-check when customers input their checking account information. Some businesses even take payments over the phone, allowing customers to provide the information orally. First, it’s important to know that you should never give someone a blank check, especially someone you don’t know. This is because anyone can fill it out and withdraw money from your bank account. A simple rule to remember would be to treat checks like cash. This is why employers ask for a voided check to set up direct deposit, not a blank one.
- Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early.
- The first thing to know about checks is what all the numbers mean – the check number, routing number and account number.
- Whenever you give your bank information to someone else, there is always a risk of it falling into the wrong hands — even if it’s only a small risk.
- Examples include stealing checks, altering checks, writing checks for amounts you don’t have, or signing someone else’s name.
A void cheque and a direct deposit form are different things. However, both of these often serve the same purpose and an employee or a company you are setting up automatic payments with often will accept either to get your banking information. This information is then used to set up things like direct deposits or bill pay.